Higher Credit Limits, Unlimited Cash Withdrawals!

InstaMoney brings you a whole new world of credit - Experience ‘The Plus’ advantage! Now select existing customers can avail higher flexible credit limit up to ₹25,000, enjoy the freedom to control expenses by setting your own credit limit!

Pay interest only on what you use

Need ₹1,000 or ₹10,000? Doesn’t matter? Because you pay only for how much you utilise. With InstaMoney, you can withdraw multiple times & incur interest only on the credit utilised.


Go Digital- Make Payments at your fingertips… literally!

Be it at the local store or online store, no matter how big or small manage your payments and withdraw cash or use only UPI* & Digital Credit Card*

Use UPI option via QR code scan for instant payments at retail stores or point of sale terminals and Digital credit card for making instant online payments on any website.

With InstaMoney Plus, your dreams are just one click away!

Upgrade your life
with InstaMoney Plus

Need it now? Need more than ₹ 10,000? InstaMoney Plus is here to upgrade your life. Get access to unlimited benefits of InstaMoney Plus. Only available for select few customers.

Fast & Easy

Quick applications as you do not reapply for the loan. Just Upgrade

Flexible EMI Tenure

Convert cash withdrawals into EMIs and repay at ease

Flexible Credit

Set your own credit limit & control how much you wish to withdraw

Repay & Reuse

Avail a top-up on your loan anytime and enjoy easy access to credit 24x7

More options,
for super users, like you!

Our users are impatient. They're probably distracted too. Keep it simple and beautiful, fun and functional. Clean aesthetics supported by a strong concept is what we stand for.


Online shopping or Medical emergency, InstaMoney Hai Na!

InstaMoney is the one stop destination for all your cash emergencies.

Download the latest version to experience the all new InstaMoney Plus.

Get it on Google Play

InstaMoney is powered by RBI certified NBFC-P2P, also India's largest Peer to Peer Lending Platform, LenDenClub