InstaMoney in an exciting new avatar

Operational throughout India

Cash Loans

With automated verification, get loans as fast as in 10 minutes with a commitment of 2 hours at max.

No Cost EMI

Shop online at no extra cost with zero interest EMI feature. No constraint on your shopping budget anymore.

100% Online

No physical documents, no hassles. We offer completely online application process from application to receiving cash in your bank a/c. Your next loan will be even faster.

Take advantage of the revamped app to avail never before benefits

The new version of InstaMoney comes with a host of features and benefits which will for sure make your loan process a cakewalk and joyful experience. Apply Now!

Why wait for loan when InstaMoney is there?

Do not postpone your life due to unavailability of cash in bank account. Whether you need to incur cash expenses or purchase anything. We are always there for you!


₹100 Cr+

Loans disbursed

Lightning fast application process

Who has time in today's fast paced world? Keeping that in mind we have kept the process of InstaMoney simple and fast as possible. You get quick loans with less efforts. Here's how it works.

  • Install the app

    We know that you are always on the move and that's why we launched our mobile apps. Install it first.

  • Check eligibility & apply

    To save your time, we check your eligibility and give instant approval. If approved, you can proceed to apply.

  • Loan is disbursed

    That's it. Once your loan is approved, you get the cash credited to your a/c in no time. Congrats!

Our customers love us

It's easier to apply. Simple to process. Hasslefree in many ways. Completely online. We care for your time and need. We are always there for our customers and for that reason, our customers love us.

I am giving 5 star because they have best ability to serve the people and they're working hard for the people i appreciate the way they are helping people with short term loan I just thank to all support team of instamoney for bringing a beautiful way to apply a loan.
Debendra Nayak
I was worried when I needed some extra money. I was informed by my friend about this InstaMoney app. I applied and got loan very quick. Thanks a lot.
Gayathri S
You made it so simple. My new site is so much faster and easier to work with than my old site. I just choose the page, make the change and click save. Thanks, guys!
Ashish Pramod
Been thinking on some travel but lack of money at month end was issue. All sorted with the loan I got Here. Thanks.
Gopi Gp
Had the best experience availing a cash loan from InstaMoney. Got money in an hour and my problem got resolved. Keep it up.
Ramesh Jha
Best app to get instant cash. My salary got delayed but needed to pay monthly rent and InstaMoney came to the rescue.
Kumar Gautam
Kudos to instamoney for helping me in emergency when my relative was hospitalised. Paid emergency medical bills on time.
Anany Joshi
Best part about instamoney there are no charges if you want to prepay and close your loan. Closed my loan on the date of first EMI once I received the salary. Thank you instamoney.
Sohail Khan
My friends planned a weekend trip to Goa but I was about to skip it because of cash crunch. But one of my friend told me about InstaMoney and I was able to join everyone. Great app.
Apurva B
Had to shift my PG suddenly in the middle of the month and needed to pay an extra security deposit of Rs 8K. Then cam instamoney with instant personal loan and I was able to shift the same day.
Rupesh Shah

Frequently Asked Questions

Have a query or doubt? Here's everything you need to know about InstaMoney.

  • What is InstaMoney?

    Short-term instant cash loan from Rs. 5,000 to Rs. 25,000 for first time applicants. Instant personal loans at 24% (minimum) to 35.88% (maximum) APR for a tenure of 91 to 150 Days.

  • By when can I get my loan?

    It usually takes 2 hours for your loan to get approved if all documents are proper. We strive towards making sure that you get the fastest loan possible.

  • What documents are required?

    To apply for an InstaMoney loan, following documents are mandatory. You will have to submit PAN card, address proof, latest three months bank statement & a signed NACH form.

  • What is the maximum amount?

    InstaMoney is a short term loan product. You can avail upto Rs. 25,000 with this loan. However, you may get the option to upgrade to InstaMoney Plus after successfully closing your InstaMoney loan as per the eligibility.

  • What is an assessment or application fee?

    Assessment or application fee is the amount you pay towards opening your InstaMoney a/c. This is a one-time non-refundable fee. Pay this only if you are eligible for the loan.

  • Where can I use the InstaMoney loan?

    You can get an InstaMoney cash loan and use it wherever you want and for any purpose such as medical emergencies, online shopping, advance salary, credit card re-payment and many more.

Still have a question? Reach out to us: or check our Help Center


Download our InstaMoney app now and start Applying.

We care for our existing customers!

There are raining offers for existing customers. As an existing customer, you get priority in loan approval. Your application process is shorter and the loan amount increases with each loan. Download now to re-apply.

InstaMoney is powered by LenDenClub, RBI certified NBFC-P2P and India's largest Peer to Peer Lending Platform.