Overview of Kerala- God’s Own Country
Everyone likes the beauty of the southern state of Kerala. It has a rich tradition, and the state is beautiful. Kerala has many industries and is a major wellness retreat.
Over the past few years, the state has seen several social and economic changes.
Convenient Process
100% Digital and No Paperwork
Apply on the Go
PAN India Serviceable
Lightning Fast
Approval Within Few Minutes
Secure Transactions
Global Standards of High-level Data Encryption
Unique Features of Personal Loans in Kerala
- Quick Approval: Get fast approval for your personal loan, making sure your urgent financial needs are met quickly.
- Variety of Repayment Options: You can select from a variety of repayment options, you can either opt for an EMI or you can pay in one go.
- Easy process to pay back: You get to enjoy a hassle-free repayment process, making it convenient to settle your loan.
- Minimal Documentation: 100% digital process with minimal documentation, making it quick and easy to apply for your personal loan.
- Secure Transactions: Get security for your transactions, and enjoy peace of mind throughout the borrowing process.
Eligibility Criteria for Personal Loans in Kerala
- The monthly income of applicants must be Rs. 12,000 or more.
- When submitting your bank details, please provide the account information of your salaried account.
- Applicants must be aged between 21 and 55 years.
Documents Required for Personal Loans in Kerala
You need to upload the scanned copies of the following documents for availing personal loan in Kerala:
- Know Your Customer (KYC) Documents – Aadhar Card and PAN Card
- If you’re salaried, provide your last three months’ salary account statements.
- If self-employed, provide your last three months’ bank statements.
- E-National Automated Clearing House (E-NACH) forms/ UPI Mandate
How to Apply for Personal Loan in Kerala
1. Check Eligibility
Visit the InstaMoney website or download the app, enter all the necessary details, and you will receive your eligibility status within 2 minutes.
2. Choose Loan Duration
Select your preferred loan amount and repayment period from the available options.
3. Upload Documents
Upload all the required documents online for verification.
4. Loan Amount Disbursed
Once your documents are verified and the loan agreement is submitted, the approved amount will be transferred to your bank account.
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Customer Support Information:
Feel free to contact us if you have any questions or concerns.
Contact us for more details cs@instamoney.app