A Brief Overview of the Financial Landscape in Delhi

Delhi is the vibrant capital of India! Here, history and modernity come together. From ancient forts to towering skyscrapers, Delhi is a melting pot of old-world charm and contemporary flair, bustling with life at every turn.

Now, if you require a personal loan from a loan company right here in Delhi, look no further than InstaMoney. We’ve got you covered with personal loans of up to Rs 50,000, and we’re all about flexibility when it comes to repayment. Intrigued? Keep reading to find out more.

Table of Contents:

Unique Features of Personal Loans in Delhi

Instant Approval: Get fast approval of your personal loan, ensuring urgent financial needs are met promptly.

Flexible Repayment Options: Choose from a variety of repayment schedules to suit your monthly finances in Delhi. You can either pay on an EMI basis or in one go.

RBI-registered NBFC-P2P: InstaMoney is a RBI-registered Non-Banking Financial Company Peer-to-Peer lending platform.

Less Documentation: Minimal documentation is required to process your application. Requirements for a loan in Delhi.

Secure Transactions: Get security for your transactions, and enjoy peace of mind throughout the borrowing process.

Eligibility Criteria for Personal Loan in Delhi

The monthly income of borrowers must be Rs. 12,000 or more.

Borrowers need a Credit score of 600 or more.

While submitting your bank details, please ensure to provide the account information where you receive your income.

Applicants must be aged between 21 and 55 years.

Documents Required for Personal Loan in Delhi

Identity Proof Address Proof Income Proof
PAN Card is the primary ID proof required. If it is rejected due to image quality issues or other reasons, please try again. Aadhaar Card If you are self-employed, provide the last 3 months of bank statements. OR If you are a salaried, provide the last 3 months’ bank statements of your salary account

How to Apply for Personal Loan in Delhi

1. Check Eligibility

Visit the InstaMoney website or download the app, enter all the necessary details, and receive your eligibility status within 2 minutes.

2. Choose Loan Duration

Select your preferred loan amount and repayment period from the available options

3. Upload Documents

Upload all required documents online for verification.

4. Loan Amount Disbursed

Once your documents are verified and the loan agreement is submitted, the approved amount will be transferred to your bank account within 2 hours.


1. How much can I borrow with InstaMoney’s instant loan in Delhi?

You can borrow up to Rs 50000

2. How do I apply for a loan with InstaMoney in Delhi?

Applying for a loan with InstaMoney is simple and can be done online through their website or mobile app. Just fill out the application form, upload the necessary documents, and await approval. The entire process is quick and hassle-free.

3. What documents are required to apply for a loan with InstaMoney in Delhi?

Aadhar card and PAN card are the only documents required.

4. How long does it take to receive loan approval from InstaMoney in Delhi?

InstaMoney aims to provide instant loan approvals, and many disbursals happen occurr within 2 hours post-approval within minutes of submitting your application.

5. I am afraid of penalties, will there be any penalties for repaying my loan early in Delhi?

No, many loan companies in Delhi give options for early repayment of personal loans without imposing penalties. However, it’s advisable to inquire with your loan companies about their policies regarding early repayment to understand any associated charges or terms.

6. Can I apply for a loan through InstaMoney in Delhi if I have a low credit score?

InstaMoney considers various factors besides credit score when assessing loan applications. Even if you have a low credit score, you may still be eligible for a loan based on other criteria such as income stability and repayment capacity.

Customer Support Information:

Feel free to contact us if you have any questions or concerns.

Contact us for more details cs@lendenclub.com