A Brief Overview of the Financial Landscape in Chennai

Chennai, the capital of Tamil Nadu, is an iconic city in India, steeped in culture and tradition. With its number of job opportunities and solid infrastructure, Chennai emerges as a highly desirable place to reside. However, like in other tier-I cities, living expenses in Chennai can be rather steep.

For their residents to fulfill their different financial needs, we provide personal loans in Chennai.

Convenient Process

100% Digital and No Paperwork

Apply on the Go

PAN India Serviceable

Lightning Fast

Disbursal Within 2 Hours

Secure Transactions

Global Standards of High-level Data Encryption

Unique Features of Personal Loans in Chennai

Instant Approval: Experience fast approval processes, ensuring urgent financial needs are met promptly.

Flexible Repayment Options: Choose from a variety of repayment schedules to suit your monthly finances in Chennai. You can either pay on EMI basis or in one go.

RBI-registered NBFC-P2P: InstaMoney RBI-registered Non-Banking Financial Company Peer-to-Peer lending platform.

Less Documentation: Your application process needs minimal documentation requirements.

Eligibility Criteria for Personal Loan in Chennai

  • The monthly income of applicants must be Rs. 12,000 or more.
  • Applicants need a Credit score of 600.
  • When submitting your bank details, please ensure to provide the account information where you receive your income
  • Applicants must be aged between 21 and 55 years.

Documents Required for Personal Loan in Chennai

Identity Proof

Address Proof

Income Proof

PAN Card is the primary ID proof required. 

If it is rejected due to image quality issues or other reasons, please try again.  

Aadhaar Card

If you are self-employed, provide the last 3 months of bank statements.


If you are a salaried, provide the last 3 months’ bank statements of your salary account


How to Apply for Personal Loan in Chennai

1. Check Eligibility

Visit the InstaMoney website or download the app, enter all the necessary details, and receive your eligibility status within 2 minutes.

2. Choose Loan Duration

Select your preferred loan amount and repayment period from the available options

3. Upload Documents

Upload all required documents online for verification.

4. Loan Amount Disbursed

Once your documents are verified and the loan agreement is submitted, the approved amount will be transferred to your bank account within 2 hours.

Customer Support Information:

Feel free to contact us if you have any questions or concerns.

Contact us for more details cs@instamoney.app

Instant Loan for
Instant Needs